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F&F Settlement Calculator

See your full and final amount, the breakup and the date your company must pay it.

Last updated:

Full and Final Settlement Calculator
Salary days · Leave · Gratuity · Notice recovery · Due date
More: bonus, loans, PF, leave and notice rules

How to Calculate Full and Final Settlement - 3 Simple Steps

1
Type your monthly gross and Basic + DA
2
Pick your joining date and last day, then leave and notice days
3
See the net amount, the breakup and the date it must be paid

Your numbers stay on your device. Nothing is uploaded.

What Is in Your Full and Final Settlement

You getYou may lose
Salary for the days worked in the last monthNotice shortfall recovery
Unused earned leave, paid outPF and professional tax on the last salary
Gratuity, if eligibleLoans, advances, asset dues
Bonus, incentives, reimbursements dueTDS on the taxable part

When You Must Get It

Sources: CalcGuru and Angel One.

Example: Rs 60,000 Gross, 45 of 60 Notice Days

ItemAmount
Salary for 20 days of a 30-day monthRs 40,000
12 leave days at Rs 30,000 ÷ 26Rs 13,846
Gratuity, 5 years at Rs 30,000 Basic + DARs 86,538
Notice shortfall, 15 days at Rs 30,000 ÷ 30- Rs 15,000
PF 12% on Rs 15,000 cap, and professional tax- Rs 1,400
Net full and finalRs 1,23,984

Notice Shortfall Recovery

Find your exact last day first with the Notice Period Calculator.

Leave Encashment in F&F

Check the tax-free part with the Leave Encashment Calculator. Source: ZFour.

Gratuity in F&F

Check eligibility in detail with the Gratuity Calculator.

How Tax Works on F&F

PartTax
Last salary, bonus, notice pay receivedTaxed at your slab
Leave encashment on exitTax-free up to Rs 25 lakh (private)
GratuityTax-free up to Rs 20 lakh (private)
PF withdrawal after 5 yearsTax-free

F&F Delayed? What to Do

Check the statutory bonus part of your F&F with the Bonus Calculator.

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Frequently Asked Questions

How is full and final settlement calculated? +

Add the salary for the days worked in the last month, unused leave pay, gratuity if eligible and any bonus due. Then subtract notice shortfall recovery, PF, professional tax and loans. The calculator above does it from your dates.

How many days does the company get to pay full and final? +

Under the Code on Wages, in force from 21 November 2025, wages due must be paid within 2 working days of your last working day. Gratuity can take up to 30 days.

Does the 2-day rule start from my resignation date? +

No. It starts from your last working day, after the notice period ends.

How is notice period recovery calculated? +

Usually Basic ÷ 30 × the days you did not serve. Some offer letters use gross pay. Check your appointment letter.

Can leave be adjusted against the notice period? +

Many companies allow it. Ask HR to adjust unused earned leave against the shortfall, so you lose less.

Is leave encashment included in full and final? +

Yes. Unused earned leave is paid out, usually at (Basic + DA) ÷ 26 per day. It is tax-free on exit up to Rs 25 lakh for private employees.

Is gratuity part of full and final? +

Yes, if you are eligible: 5 years for permanent staff (courts have accepted 4 years and 240 days), 1 year for fixed-term staff. It is due within 30 days.

Is TDS deducted from full and final settlement? +

Yes, on the taxable part: last salary, bonus and notice pay. Gratuity and leave encashment are tax-free within their limits.

What if my company does not pay full and final? +

Email HR asking for the statement, mention the 2 working day rule, and keep records. If it is still not paid, write to the labour office in your area.

Do I get PF in full and final? +

No. PF is claimed from EPFO on the UAN portal. It usually takes 15 to 20 working days.

Full and final settlement kitne din mein milta hai? +

Naye labour code ke hisaab se, last working day ke 2 working days ke andar salary aur baaki dues milne chahiye. Gratuity 30 din ke andar.

Related Pages

How to Answer Expected CTC (With Exact Lines)
Gratuity Calculator: 15/26 Formula, 4 Years 240 Days
About the creator Prajwal Karkera, creator of ToolsFlow

Built and maintained by Prajwal Karkera, a digital product specialist with 8+ years of experience in digital products. Found a problem with this tool? Let us know through the Contact page.
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