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UPI QR Code Generator Free

Create a UPI payment QR for your shop. Works with PhonePe, Google Pay and Paytm.

Last updated:

UPI · WhatsApp · Website · WiFi · Contact QR supported
Google Pay
PhonePe
Paytm
BHIM BHIM
Include country code. India: 91XXXXXXXXXX
When someone scans, this message is pre-typed for them
Use for digital menu, Google Form, Instagram page, or any link
Scanning this QR will open the phone dialer with this number
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Your QR Code
made with toolsflow.in
Demo Preview
Raj Medical Store
Scan & pay with any UPI app
Made with ToolsFlow.in
rajmedical@upi
ACCEPTED ON
Google PayPhonePePaytmBHIMAny UPI app
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Fixed Amount UPI QR Code — No Business Account Needed

Can't set an amount in the PhonePe or Paytm app? Enter your UPI ID and amount above. The payer sees it pre-filled when they scan. Guide: UPI QR code with amount

Works with Your Personal UPI ID

No merchant account needed. Use the UPI ID you already receive money on in PhonePe (@ybl), Google Pay or Paytm.

How to Generate a QR Code for Online Payment — Step by Step

Make a UPI payment QR code for your shop in under 2 minutes with this free payment QR code generator (full guide: how to create a UPI QR code for shop):

1
Find your UPI ID
Google Pay: tap your profile photo. PhonePe: Profile → My Profile. Looks like name@okaxis, mobile@ybl or mobile@paytm.
2
Enter your UPI ID and shop name
Add a fixed amount, or leave it empty so customers enter their own.
3
Generate and download
Your QR appears instantly. Download a high-resolution, print-ready PNG with your shop name.
4
Print and display
Print at least 5cm × 5cm. Test scan with Google Pay and PhonePe before placing it at your counter.

Generate QR Code for Google Pay, PhonePe and Paytm

How to find your UPI ID in each app — enter it above, and one QR code works with every UPI app:

Generate QR Code for Google Pay

Open GPay → tap your photo (top right). Your UPI ID is below your name.
Looks like: name@okaxis or mobile@oksbi

Generate QR Code for PhonePe

Open PhonePe → Profile → My Profile.
Looks like: mobile@ybl, name@ibl or name@axl

Generate QR Code for Paytm

Open Paytm → tap Profile. Your UPI ID is under your name.
Looks like: mobile@paytm or name@ptyes

Generate QR Code for BHIM / Bank App

Open BHIM → Profile. In bank apps, check the UPI or Account section.
Looks like: mobile@upi

How to Print Your QR Code for Shop

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What is a UPI QR Code?

A scannable code that opens the payer's UPI app with your payment details filled in. They enter the amount (or see your fixed amount) and confirm with their PIN.

Many shop owners call it a UPI scanner for shop. This free UPI QR code maker creates one universal QR that works with every UPI app, and payments go straight to your bank account, not a wallet.

  • ✓Works with all UPI apps — Google Pay, PhonePe, Paytm, BHIM and every other UPI app.
  • ✓Completely free — no card machine, setup fee or transaction charges.
  • ✓Never expires — print once, use forever.
  • ✓No merchant registration — your personal UPI ID is enough.
  • ✓Two types: Static QR (permanent, best for shops) and Dynamic QR (new QR per transaction).

Static QR Code vs Dynamic QR Code — What's the Difference?

FeatureStatic QRDynamic QR
CostFree foreverRequires payment gateway
AmountCustomer enters it, or you fix it in advanceSet fresh for every transaction
ExpiryNever expiresExpires after one transaction
Best forShops, vendors, small businessesApps, e-commerce, invoices
SetupInstant — no account neededNeeds merchant registration
For most small shops, a static QR code is all you need. Dynamic QR codes are for large retailers and apps that track each transaction. This generator creates free, permanent static UPI QR codes.

UPI QR Code — Accept Payments from Any UPI App

Customers pay you instantly with Google Pay, PhonePe, Paytm, BHIM or any other UPI app. They scan, enter their PIN, and the money reaches your bank.

Card machines cost ₹2,000–5,000 and charge per transaction. A UPI QR code is completely free with zero transaction fees.

Benefits of Using a UPI QR Code for Small Businesses

No Card Machine Needed
No ₹2,000–5,000 POS machine or monthly rent. Just print and display.
Zero Transaction Fees
Zero MDR on most UPI payments — you keep 100% of every payment.
Instant Settlement
Money reaches your bank account in real time, not in 2–3 days.
Works with All Apps
One QR code for Google Pay, PhonePe, Paytm, BHIM and all UPI apps.
No Setup or Registration
No merchant account, no KYC for the QR, no approval.
Never Expires
Print once and use it for years. No maintenance.

Your Data is Safe — Nothing is Stored

Every QR code is made in your browser. Your UPI ID, phone number and other details never reach a server and are never stored.

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Frequently Asked Questions

Go to ToolsFlow QR Generator, select the UPI Payment tab, enter your UPI ID and shop name, optionally add a fixed amount, and click Generate. Download the PNG and print it for your counter. Free forever, no signup required.
Enter your UPI ID in the UPI Payment tab. Your UPI ID is found in Google Pay under Profile, or PhonePe under My Profile. It looks like name@okaxis or mobile@paytm. Click Generate and your payment QR is ready to download and share.
Yes. The generated QR code is a standard UPI QR and works with PhonePe, Google Pay, Paytm, BHIM, and every other UPI app in India.
Yes. Enter the amount in the Amount field before generating. The payer will see the amount pre-filled when they scan. Leave it empty if you want customers to enter their own amount each time.
No, it never expires. UPI QR codes are permanent and work forever. ToolsFlow generates the QR code in your browser — there is no server, no account and no expiry date. Once you download it, it is yours forever.
Select the WhatsApp tab, enter your mobile number with country code (91 for India), add an optional pre-filled message, and click Generate. Download and add to your shop board or visiting card.
Completely free, no registration, no monthly fee. Create and download as many QR codes as you need for your shop, business or personal use.
Yes. One UPI QR code works with every UPI app — Google Pay, PhonePe, Paytm, BHIM and every other UPI app in India. You do not need a separate QR for each app. This is the beauty of UPI — it is one interoperable system connecting all banks and payment apps.
No. You only need a personal UPI ID — the one you already use for sending and receiving money on Google Pay or PhonePe. There is no merchant account, no KYC specific to the QR code, and no approval needed. Just enter your UPI ID, generate the QR, and start accepting payments.
A static QR code is permanent — one QR code for all payments. The customer enters the amount, or you can fix it in advance. It is free and never expires. A dynamic QR code is generated fresh for each transaction — used by large retailers and apps. For most small shops in India, a static UPI QR code is all you need.
Yes. Enter your PhonePe UPI ID (for example 9876543210@ybl) in the generator above. The QR works with PhonePe and every other UPI app, and the money goes to the bank account linked to that UPI ID.
Enter your UPI ID and the amount in the generator above, then click Generate. You don't need a business account. When someone scans the QR, the amount is filled in for them.

Who Uses This QR Generator?

Kirana Stores & Shops
Print a UPI payment QR for your counter. Customers pay via Google Pay, PhonePe or Paytm.
WhatsApp Business
A WhatsApp QR opens a chat with you. Add it to your shop board or visiting card.
Restaurants & Cafes
A URL QR for your digital menu, printed on table cards.
Homes, Offices & Hotels
A WiFi QR lets guests connect without asking for the password.
Professionals & Freelancers
A vCard QR saves your contact details straight to their phone.
Students & Teachers
Share assignment, study material or Google Form links as QR codes.
From the Blog

Related Guides — Must Read

Practical guides for shop owners and businesses using UPI QR codes

Read All Articles on ToolsFlow Blog →
Share this tool with your friends → About the creator Prajwal Karkera, creator of ToolsFlow

Built and maintained by Prajwal Karkera, a digital product specialist with 8+ years of experience in digital products. Found a problem with this tool? Let us know through the Contact page.
Read more about me →

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