Short answer
Open a free UPI QR generator, enter your UPI ID and shop name, tap Generate and download the QR.
Print it at least 5 × 5 cm and keep it at your counter. One QR works with Google Pay, PhonePe, Paytm and every UPI app.
What You Need Before You Start
Just your UPI ID. It looks like name@okaxis, mobile@paytm or name@ybl.
- A phone with Google Pay, PhonePe, Paytm or any UPI app
- Your UPI ID (where to find it is below)
- Your shop name
- A printer or any print shop nearby
No UPI app yet? install Google Pay or PhonePe and link your bank. Your UPI ID is created in a few minutes.
Step-by-Step: Create UPI QR Code in 2 Minutes
- 1Open the UPI QR Generator
- 2Keep the UPI Payment tab selected
- 3Enter Your UPI ID and Your Name / Shop Name, like "Raj Kirana Store"
- 4Leave Amount in ₹ empty so customers type their own amount
- 5Tap Generate UPI QR Code Free and download the PNG
- 6Scan it once with Google Pay or PhonePe to check your name and UPI ID
The QR is made inside your browser. Your UPI ID is not sent anywhere.
How to Find Your UPI ID
| App | Where to find it | Looks like |
|---|---|---|
| Google Pay | Tap your profile photo (top right) | name@okaxis |
| PhonePe | Profile › My Profile | name@ybl |
| Paytm | Tap Profile | mobile@paytm |
| BHIM / bank app | Profile or Account section | mobile@upi |
How to Print and Display Your QR Code
- Size: at least 5 × 5 cm on the counter, 10 × 10 cm or bigger on a wall
- Quality: ask the print shop for a high quality print
- Lamination: matte, not glossy, so there is no glare
- Test: scan the printed copy with 2 or 3 apps
Where to Display Your QR Code
- On the counter where people pay
- On the wall behind the counter
- On your visiting card or packaging
- As your WhatsApp Status or Instagram bio for online orders
Download a sharp QR ready to print
Create UPI QR FreeWhy UPI QR is Better Than a Card Machine
| Feature | UPI QR code | Card machine |
|---|---|---|
| Setup cost | Free | Machine cost or rent |
| Monthly cost | None | Usually a monthly rent |
| Fee per payment | Usually none for small merchants | A % of each card payment |
| Money reaches you | Instantly | Usually in 1 to 2 days |
| Apps it works with | Every UPI app | Cards only |
| Time to start | 2 minutes | Days for approval |
Common Mistakes to Avoid
- Wrong UPI ID. One wrong letter and payments fail.
- Not testing. Scan from the screen before printing.
- Printing too small. Under 5 × 5 cm fails to scan.
- Glossy lamination. Glare stops scans in bright light.
- Fixed amount for a shop. Leave the amount empty when prices change.
- QR hidden in a corner. Keep it at eye level where people pay.
Need a QR with a fixed amount instead?
Read the GuideFrequently Asked Questions
How to create a UPI QR code for shop free?
Open toolsflow.in/qr-generator/, keep the UPI Payment tab, enter your UPI ID and shop name, then tap Generate UPI QR Code Free and download. Print it at least 5 × 5 cm.
Can I use one QR code for Google Pay, PhonePe and Paytm?
Yes. One UPI QR code works with all UPI apps. You do not need a separate QR for each app.
Do I need a merchant account for a UPI QR code?
No. Your normal UPI ID works. For a busy shop, a free business QR from PhonePe Business, Google Pay for Business or Paytm for Business also gives you payment alerts and reports.
Does a UPI QR code expire?
No. A static UPI QR code keeps working as long as your UPI ID is active.
How to find my UPI ID?
Google Pay: tap your profile photo. PhonePe: Profile, then My Profile. Paytm: Profile. It looks like name@okaxis, name@ybl or mobile@paytm.
Is UPI QR code free for small businesses?
Yes. Making the QR is free, and most UPI payments to small merchants have no fee.
Can customers scan the QR without a specific app?
They need any UPI app, like Google Pay, PhonePe, Paytm, BHIM or a bank app. The normal camera app cannot finish a UPI payment.
Related Guides
Related Free Tools
More Tools You Might Need
Found this useful? Share it with someone who needs it.
Share on WhatsApp
About the author
Prajwal Karkera
Digital product specialist with 8+ years of experience in digital products and the creator of ToolsFlow. I write simple guides for everyday tasks. More about me