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See your new CTC and how much more you take home every month after a hike.
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Hike % = (new CTC - old CTC) ÷ old CTC × 100.
India's average salary increase is projected at 9.1% for 2027, after 9% in 2026 (Aon survey of 1,200+ companies, October 2026).
| Industry | 2026 actual | 2027 projected |
|---|---|---|
| Overall India | 9% | 9.1% |
| NBFCs | 9.6% | 10.1% |
| Energy (oil, gas, power) | 9.7% | 9.9% |
| Real estate / infrastructure | 10.3% | 9.8% |
| Funds and asset management | 9.4% | 9.6% |
| Life sciences | 9.5% | 9.6% |
| Automotive | 9.7% | 9.5% |
| Engineering design services | 9.6% | 9.5% |
| Technology platforms and products | 9.5% | 9.5% |
| Global capability centres | 9.3% | 9.4% |
| Retail | 8.9% | 9.4% |
| Wealth | 9.2% | 9.4% |
| Engineering / manufacturing | 9.5% | 9.3% |
| FMCG | 9% | 9.1% |
| Banking | 8.6% | 8.5% |
| Life insurance | 8.3% | 8.4% |
| Chemicals | 8.1% | 8% |
| IT services and tech consulting | 6.6% | 6.6% |
Source: Aon India Salary Increase Survey, 14 Oct 2026. These are averages. Top performers usually get more, and a promotion or job switch is a separate jump.
The same % hike gives a smaller % rise in take-home once you are in a tax slab:
| CTC | Hike | In hand / month before | After | In-hand rise |
|---|---|---|---|---|
| Rs 6 lakh | 10% | Rs 42,598 | Rs 46,877 | +10.0% |
| Rs 10 lakh | 10% | Rs 71,129 | Rs 78,262 | +10.0% |
| Rs 12 lakh | 12% | Rs 85,395 | Rs 95,666 | +12.0% |
| Rs 15 lakh | 10% | Rs 1,00,308 | Rs 1,09,221 | +8.9% |
| Rs 20 lakh | 10% | Rs 1,29,339 | Rs 1,40,429 | +8.6% |
| Rs 30 lakh | 10% | Rs 1,80,693 | Rs 1,94,948 | +7.9% |
Tax year 2026-27, new regime, basic 50% of CTC, PF 12% of basic, gratuity in CTC, Karnataka professional tax.
Retail inflation (CPI) was 5.54% in September 2026 (MOSPI). A hike below inflation means your money buys less than last year.
Subtract your old CTC from the new CTC, divide by the old CTC and multiply by 100. Rs 8 lakh to Rs 8.8 lakh is (80,000 ÷ 8,00,000) × 100 = 10%.
Type your CTC and hike % above. The tool shows your new monthly in-hand after tax, PF and professional tax for tax year 2026-27, and how much more you take home each month.
Aon projects an average of 9.1% for 2027, after 9% in 2026. NBFCs lead at 10.1% and IT services are lowest at 6.6% (survey published October 2026).
It is slightly above the 2027 India average of 9.1%. It is good if your in-hand rise beats inflation, which was 5.54% in September 2026. Check the real hike in the tool.
Once your taxable income crosses Rs 12 lakh, part of every extra rupee is taxed, and PF also rises with basic. Below that level in the new regime, in-hand rises about as much as CTC.
Multiply your current CTC by (1 + hike ÷ 100). A 12% hike on Rs 12 lakh gives Rs 13.44 lakh.
It depends on the company. Many apply it to fixed pay only, so the rise on total CTC is lower. Choose "Fixed pay only" in the tool and add your variable pay to see the real figure.
The rise in your take-home pay after inflation. If in-hand grows 8% and prices rise 5.5%, your real hike is about 2.4%.
Most companies run appraisals between January and March, and the new salary usually starts on 1 April. Some follow the calendar year or your joining month.
It can. At a higher salary the old regime may save more if you claim HRA, 80C and a home loan. The tool picks the better regime for both salaries and tells you if it changes.