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⚙️ SIP Details
₹
₹500₹1L
% p.a.
6%25%
Years
1 yr40 yrs
📊 SIP Returns
Total Maturity Amount
₹11,61,695
after 10 years of investing
Total Invested
₹6,00,000
Wealth Gained
₹5,61,695
Returns
93.6%
Monthly SIP
₹5,000
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SIP Calculator — Plan Your Mutual Fund Investments
SIP (Systematic Investment Plan) lets you invest a fixed amount every month in mutual funds. Our free SIP calculator shows exactly how much your wealth will grow based on your monthly investment, expected return and duration.
Power of SIP — small amounts grow big
- ₹1,000/month at 12% for 20 years = ₹9.99 lakhs (invested ₹2.4L, gained ₹7.59L)
- ₹5,000/month at 12% for 20 years = ₹49.96 lakhs (invested ₹12L, gained ₹37.96L)
- ₹10,000/month at 12% for 20 years = ₹99.91 lakhs (nearly ₹1 crore)
What return rate should I use?
Equity mutual funds have historically returned 12-15% annually over long periods. Debt funds return 6-8%. For a balanced portfolio, 10-12% is a reasonable estimate. Use conservative 10% for safe planning, optimistic 15% to see potential upside.
What is SIP in mutual fund?
SIP (Systematic Investment Plan) is investing a fixed amount every month in a mutual fund. Instead of investing a lump sum, you invest monthly — this averages out market volatility and builds discipline.
Is SIP better than FD?
For long-term goals (5+ years), equity mutual fund SIPs typically outperform FDs significantly. For short-term goals or low risk tolerance, FDs are more suitable as returns are guaranteed.
Is this SIP calculator free?
100% free. No signup needed. Calculate SIP returns for any amount, rate and duration.
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